I was just pondering the statement, “Temptation is necessary to settle and confirm us in the spiritual life.” But if you read James 1:14-15, he says that every person is tempted, when he is drawn away of his own lust, and enticed. He then adds, “Then when lust has conceived, it brings forth sin: and sin, when it is finished, brings forth death.”
James (1:2-4) said, “Dear brothers and sisters, when troubles come your way, consider it an opportunity for great joy. For you know that when your faith [what you hold true and faithful] is ‘tested’ [by those around you], your endurance has a chance to grow. So let it grow, for when your endurance is fully developed, you will be perfect and complete, needing nothing.”
Troubles are part of everyone’s life, they are not sent by God. There is a difference in being ‘tempted’ by the lust of your own flesh and being ‘tested’ by those around you so they might see righteousness in action. Troubles come through ignorance, evil imaginations, and through rebellion. We must remember, we sow what we are and we reap what we sow.